Protect Credit Card Automatic Payments Have you heard this story? A woman at the register, swipes her credit/debit card to purchase groceries and the card was declined. She knows she has money in the account and is now thoroughly embarrassed. She races to her car to call the card issuer, only to be informed that […]
FREE Credit Report Keeping tabs on your credit report is extremely important. Creditors use the report in making lending decisions so it is imperative to review it at least once a year for accuracy. Mistakes happen. Sometimes a creditor places a debt on the wrong person’s credit report. Take advantage of the opportunity to request […]
Bad Credit Can Empty Your Wallet It is common knowledge that banks and credit card companies are hesitant to finance individuals with Ugly Credit but did you know that IF they do extend credit, the out-of-pocket expense to you can be costly.
Internet Privacy Helpful tips for keeping your information private. Seems like all we hear about on the news is that someone’s identity was stolen or credit cards were hacked at a store or a credit card processing service. While we have little control over their systems, we can make efforts to protect our internet privacy. […]
The following is an excerpt: THE FAIR CREDIT REPORTING ACT As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although staff generally followed the format of the U.S. Code as published by the […]
You have seen the ads on TV and on the internet from companies claiming they can fix your “bad” credit, but can they really? We all would like to believe that if we pay a company hundreds or thousands of dollars they will actually fix our credit so that our credit score will increase. I […]
Today’s newsletter is simply going to address some of the facts surrounding the Credit Bureaus and the control they have over the general public. The more you are informed…..the less you can be taken advantage of. Stand up and fight! Over 80 million people in the country now work from home according to the US Bureau of Statistics! Entrepreneurs […]
Keep in mind that nothing in the world of consumer credit happens at a “lightning rate,” but I have personally seen the following strategies implemented – and have seen Fico scores pop up 40+ points in under 2 weeks.
Each year as the summer winds down and you prepare to send the kids back to school, the news is filled with stories about theft of a child’s identity. The internet is filled with information and facts about protecting your child’s identity.